The FastMoney app is a one-stop shop to instantly apply for and manage loans with award-winning lender Jacaranda Finance. With over 40,000 loan applications per month, Australians know who they can trust when they need money fast.
If you're new to Jacaranda Finance and need a loan with same-day results (2), you can use the FastMoney app to complete an application in just 5-12 minutes (1). With loans ranging from $2,100 to $15,000, we can help you when expenses exceed your expectations. Even better, you can check if you qualify for a loan without affecting your credit score!
If you are already a Jacaranda Finance customer, download the FastMoney app on your smartphone and log in to manage your loan easily. With the FastMoney app, you can check your account balance, request additional payments, change your direct debit date and much more.
Key Features
- Check your credit score in minutes without affecting your credit score
- Apply for a loan in just 5-12 minutes(1)
- Get same-day results on your application(2) and, if approved, transfer them to your bank account within 60 seconds(3)
- 48-hour cooling-off period for all loans(4)
- Check your loan balance and request copies of your contract and bank statements
- Request for additional payment
- Request to change your payment dates and frequency (weekly, bi-weekly, monthly)
- If you need anything, contact our customer service team immediately
- Secure data protection and encryption available with a biometric login
If you have any questions about our app, contact us via [email protected].
Our loan products
At Jacaranda, we offer three main types of loans:
- Express Personal Loan: $5,000 to $15,000 ($10,000 unsecured)
- Cash Boost Loan: $2,100 $4,600
- Car Loan: $10,000 $25,000
Depending on your circumstances, the final amount we approve for you may not be the maximum credit limit. In order to give you the right deal, we need to understand your financial situation before we can provide you with a rate quote.
About Jacaranda Dinero
Jacaranda Finance is an award-winning lender, having won awards such as the AFR Fast 100 in 2021 and the ProductReview.com.au Award 2020 for Personal Loans.
At Jacaranda, we help everyday Australians access money quickly, easily and reliably when they need it. Our single core value is to make it easy for our customers to get the money they need for life's most important expected and unexpected expenses.
(1)(2)(3)(4) Disclosure disclaimers may relate to the following considerations and caveats. For more information, visit www.jacarandafinance.com.au
Payment period
Our Express Personal Loan product has a minimum repayment period of 12 months and a maximum of 24 months.
Our Cash Boost product has a minimum repayment period of 9 months and a maximum of 18 months.
Maximum Annual Percentage Rate (APR)
Our Express Personal Loan product has a maximum interest rate of 27.00%, with a maximum APR/APR of 45.70% (for loans between $5,000 and $15,000).
Our Cash Boost product has a maximum interest rate of 47.80%, with a maximum APR/comparable interest rate of 95.84% (for loans between $2,100 and $4,600).
A representative example
Express Personal Loan: Initial loan of $10,000 borrowed for 24 months with an interest rate of 27.00% (APR/comparison rate 45.02%). Including all fees and charges, the total amount owed by the borrower is $15,459.12. This includes a $10,000 principal, a $995.00 setup fee, an $850.00 risk fee, and $3,614.12 in interest.
Cash Boost: $2,500 principal loan borrowed for 18 months at an interest rate of 47.80% (APR/comparison rate 68.47%). Including all fees and charges, the total amount owed by the borrower is $4,115.85. This includes a $2,500 principal, a $400.00 origination fee and $1,215.85 in interest.
